Payment & Order Policy
Bharathi Associates payment terms: no credit facility, advance payment for materials, written quotations and payment verification before order processing.
Draft for review · Updated 17 September 2026
No credit; advance payment for materials
Bharathi Associates does not offer a credit facility. Materials are supplied against advance payment. The advance amount, applicable taxes and any separately agreed service or freight charges are stated in the written quotation or pro forma invoice. Do not assume a percentage or instalment arrangement that has not been confirmed in writing.
Confirm the order before paying
Review the equipment model, quantity, materials, duty requirements, price, taxes, delivery address and estimated lead time. Obtain a written quotation or pro forma invoice and clarify any discrepancy before making payment. Payment alone does not resolve an unconfirmed technical specification.
Payment processing
This website does not collect card numbers, banking passwords, OTPs or payment credentials and has no online checkout or payment gateway. Payment instructions are provided through the confirmed quotation or invoice. A bank or payment provider may process an authorised payment under its own terms. We do not store card credentials on this site.
Verification and order release
Materials procurement or order release proceeds after the required advance has been received, verified and the order accepted. Include the quotation or invoice reference when sharing payment confirmation. A screenshot alone is not confirmation that funds have cleared.
Avoid payment fraud
Verify the beneficiary and payment details directly with Bharathi Associates on +91 98867 98605 before paying, especially if you receive a change of bank details. Never share an OTP, PIN or password with us or anyone claiming to act for us.
Delivery and changes
Lead times depend on the confirmed configuration, supplier availability and agreed order conditions. Discuss changes before payment or procurement. A change in model, quantity or scope may require a revised quotation and delivery estimate.
Cancellation, returns and refunds
Contact us promptly if you need to cancel or report an incorrect, damaged or nonconforming supply. Eligibility, any actual committed procurement costs and refund handling depend on the written order terms and applicable law. No blanket “nonrefundable” rule overrides statutory rights. Any approved refund amount, method and expected timing will be confirmed in writing.
Payment queries
For invoices, payment verification or a dispute, contact info@bharathi-associates.com, with bharathiassociates@yahoo.com as an alternate, or call +91 98867 98605. Include the quotation or invoice reference without sending sensitive banking credentials.